The daily life of an African living

What should a billionaire give and what should you-speech Good afternoon ladies and gentleman my name is George France. Welcome to the fourth business lunch. Today I will be talking to you about Peter Singers views on charity. The daily life of an African living in poverty is a lot different compared to yours or mine. Africans living in poverty barely survive day to day. 1 billion people don’t have access to clean drinking water and others must walk miles just to get clean drinking water, whereas people like us can walk mere meters and get it straight from a tap.There are about 7 million people in African that are dying from starvation this very second and wont be able to get food unless they are lucky enough to find a charity handing it out, where as we can pick up a phone and order food from a number of places and get it in a matter if minutes. 2. 2million people in Africa die every year of curably diseases like cholera, which can be cured for under $30 whereas if we have an illness we would just see the doctor and get a prescription to cure our illness.No one wants to put a price on a human life but if we did I am sure everyone in this room would agree that it would be millions of dollars. This strongly backs up the point that everyone is equal which Peter Singer constantly uses as a strong argument. This means it is wrong to evaluate people based on how wealthy they are but instead we should give them money so that they are also equal in the wealth. I’m sure everyone would agree that it is wrong that children in the developing world are dying from diseases that are easily treated in the developed world.Children’s lives are valuable and most people would value the lives of children as equal and perhaps even give their own life to save a child. Yet thousands of children every day are dying and may people don’t even donate money to try and stop it. This point is backed up by the quote â€Å"when will people finally accept that the death of a child in the developing world is just as tragic as the death of a child in the devolved world† As I’m sure you know there are lots of celebrities that donate millions to charities every year, like Bill Gates.So the question arises that if Bill Gates is donating millions and leading by example what should we donate? Peter singer writes that we should donate as much as we can without going into poverty ourselves but I know this can be inconvenient for many of you so I would suggest that you donate as much as you feel comfortable with. But as I am sure many of you are wondering most celebrities donate huge amount of money to improve their image and if this is so should we really follow them.Even if celebrities are only donating to look better the money still goes to charity and helps millions of people so the motives to giving the money don’t matter as long as it helps. Peter Singer makes a vey strong point that people are born into poverty and can not he lp that fact that they are poor and the same thing applies to the rich, that they are only rich because they were born into good circumstances.For example if Bill Gates was born in a slum with parents that can barley afford to feed him in Africa I’m sure he would not be as successful as he is today. What I am saying is if people can’t get a good education they will struggle to get a job and they will live in poverty. So we need to donate to charity to make the circumstances better for people in developing worlds by building things like schools so they can get an education and then a job so they earn money breaking out of the poverty trend.I’m sure a lot of you would argue that you have earnt your money and therefore no one has the right to tell you what to do with it but Peter Singer would argue that we owe people from developing countries because we are partially responsible for their suffering. The rich are rich because the poor are poor. Also I’m sure that a lot of you would argue that money doesn’t always get to the charity and the people that need it because people divert it and take it.But as Peter Singer says, â€Å"a little bit of something is better than a whole lot of nothing†. This means that if only say half the money donated actually gets to the people that need it the money can still help save lives and is better than no money at all. I hope that I have changed your views on charity and I hope all these arguments will help to convince you to donate and support charities in the future. Thank you for letting me speak to you all today I hope to see you all again. By George France

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The Impact of Stereotypical Gender Roles - Essay Example Susan Glaspell’s ‘Trifles’ shows how women have utilized the concept regarding their traditional position in the society to their advantage. While the men disregard the discussion of women as unimportant, the two women, Mrs. Hale and Mrs. Peters discover the mystery of the murder, which the sheriff and Mr. Hale come to investigate. They are looking for evidence against Mrs. Wright, the farmer’s wife suspected of killing her husband. The women in course of their search discover some strong evidence against the wife of the farmer but at the same time, their empathy for the woman who was strongly dominated and psychologically tormented by her husband gets the better of their honesty. The two men initially laugh as they find the women pondering over the actions of Mrs. Wright and Mr. Hale comments with ridicule, â€Å"They wonder if she was going to quilt it or just knot it† (Glaspell) and both men laugh. However at the end of the play when the women fin ally discover that Mrs. Wright was actually going to ‘knot it’ they keep it hidden from the men very carefully. The farmer dies of a rope around his neck. Here the missing links of the case are the motive and some strong evidence. The women find the motive, but before the men enter the room they quickly hide the evidence (a parrot, Mrs. Wright’s favorite, killed in the same manner as the farmer) and talk as if nothing important has been found. The men who were already taking the women’s abilities very lightly do not suspect anything mysterious. Not necessarily through words, but via gestures, and mainly through silence, they keep the most important thing hidden from their husbands, especially that which would have helped them in their work. The main problem, however, lay with the underestimation of the women in the men’

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Personal Statement Example Since it is known to have a great track, as well as a real football field, it has even featured on an album cover that was of Running with Scissors. Santa Monica College is also well known to have a public radio station that broadcasts all over Los Angeles with over 450,000 listeners, and its newspaper that is available both in print and online as well. It goes by the name The Corsair and has taken several awards over the time as well as the award for General Excellence. Having all of this information in mind, it would be wise to join Santa Monica College and major in Marketing and Engineering. It would be an honor to study in an institution that is known to bring out very talented actors and actresses, as well as great men and women in the society. Santa Monica College also has number one transfers to higher institutions. These include the University of Southern California, Loyola Marymount University and the University of California. Getting a transfer to the University of Southern California would be a great choice for me. Santa Monica Junior College has transfers to these kinds of universities because it is also known to produce individuals of substance. The Western Association of Schools and Colleges accredits this institution for being such a great college. It is a great institution where all kinds of students from all walks of life and from whichever race whether Asian, White, Black or Hispanic can school in without any stress or disturbance. These are among the many reasons why Santa Monica College would be an ideal school to enroll in once one completes their high school education. It has good and trained professional tutors who mostly also happen to have schooled in the same institution. These lecturers are of high value and guarantee professionalism. One could never go wrong when it comes to choosing Santa Monica Junior College as their college of choice. Aside from

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Do the questions below. ( every questions should be more than 200 words) - Term Paper Example By analyzing commodity in terms of use-value, the diversity of production is reflected through it since the generated goods are not limited to few modes of use. Exchange-value, likewise, signifies commodity by assigning to it various equivalents that are often relative to human aim and preference. There are, however, occasions when utilization of something ceases or times when people could no longer find accidental worth and equivalence between things and for this ground, it becomes complex to make commodity yield a single compact definition. In association to human labor, commodity is evaluated as the first product of the worker and thus, possesses inherence in this aspect. Consequently, commodity may be defined as an entity of intrinsic value which can be utilized often or be found in the process of trade at times after it has undergone production where it begins to acquire value and be translated between value forms. Q.140. Can you think of determinants of the labor process which do not belong to it as useful labor? With reference to Marx’s proposition, one such determinant can be human labor in the abstract since such labor, though not used in the actual process of creating tangible goods, is capable of value formation. By abstraction, a value found in the output of concrete labor is translated through exchange. Hence, since trade makes it possible to produce value, the labor process need not depend upon concrete or useful labor at all times for it can meet production demands via unseen workers as well. A pertinent illustration of this is manifested in the development of cash economy where Marx observes that: â€Å"In proportion as exchange bursts its local bonds, and the value of commodities more and more expands into an embodiment of human labour in the abstract, in the same proportion the character of money attaches itself to commodities that are by nature fitted to perform the social function of a universal equivalent† (Marx Vol. 1, Part 1 , Chap. 2, Par. 9). Similarly, labor derived by manual efforts can be made equivalent to certain machines at work which are altogether part of capitalist assets even if no useful labor is necessary to operate them. These tools may be treated as determinants to the labor process since their collective functions are still integrated to the entire scheme of production, affecting the manual labor utilized at stages where mechanical results can determine whether more or less number of labor hours must be expended. Q.184. What is according to Marx the relative value of a commodity? To describe the principle of relative value, Marx exemplifies â€Å"the bodily form of commodity B becomes the value form of commodity A, or the body of commodity B acts as a mirror to the value of commodity A. By putting itself in relation with commodity B, commodity A converts the value in use, B, into the substance in which to express its A’s own. The value of A, thus expressed in the use value of B, has taken the form of relative value.† Based on this, relative value may be perceived as measure of significance of an object relative or with respect to the degree of significance of another to which the former is held in comparison. Through linen-coat example, Marx illustrates how relative value may be understood in the light of value expression. According to Marx, value only emerges upon the confrontation of its equivalent and

Promoting Genesis fitness through youtube Research Paper

Promoting Genesis fitness through youtube - Research Paper Example The maximum amount to pay when one potential customer clicks an ad is 1 USD. Upon completing a set budget, the promotion page becomes inactive pending the following day. In this regard, it is possible for the Company to kick start the promotion strategy with any agreed budget and increase the budget with time. This is done by signing into the Company’s YouTube account, click on the account name located on the right side corner and select the preferred settings. Click on promote video link on the settings page. The company will achieve many benefits by promoting on YouTube which includes the following: it will reach out to new target audiences that the Company did not have or could not reach organically. The Company will also achieve its set goals of selling its services to the target customer. Above all, the Company will also turn the existing audiences to be subscribers and increase

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Banking internarnal analysisl and exte Essay Australia’s banking history can be described in four eras, the private banks, the commonwealth banks, the reserve bank and deregulation. Australian’s first bank was founded in 1817, the Bank of New of New South Wales. The main purpose of this bank is to take deposits and re-loaned the money by providing discounts of exchanged. Since there is no central bank, each private bank are taking their own risk and a lot of private banks stood and fall from its credit. As long as the bank’s assets were believed to be credible, its notes were freely accepted until the alarming incident happened. Two Thirds of the total banking Assets in Australia closed because of the failure of fraudulent land banks in Victoria triggered a wholesale run on banks. On the Commonwealth Bank Era, the crisis increased for the formation of central bank which will provide support to other banks backed by the resources from the people. Banking became more controlled with the central bank providing the overdraft rates. The Reserved Bank Era came and the influence of central bank was transferred to the reserved bank. In this time finance companies were growing quickly, the bank can lend on anything from appliances to cars, houses and companies. The investors generated huge profit on interest and fees but this became unsound when they realized that these profits are only papers since most loans were not collected. A lot of banks closed and other banks were taken by their mother company. Between 1982 and 1985 a deregulated system was established, these encourages more competition and banks reduced their rates to establish a market share because of these a number of banks collapsed and a new wave of managers took over the banks and created a system that by charging high rates to their good customers to make out for the losses. Australia’s big banks today have learned their lessons. Two of which are Hsbc bank a bank well known for its strategy to know where the growth is, connect customers, businesses and economies to be successful which will eventually encourage people to realize their ambitions and goals in life and Westpac which is a customer centric bank that provides assurance and confidence to their retails and investment business. Content: Macro environment Factors: PEST Analysis Political and Legal factors The Australian Government policies and the reserved bank of Australia greatly influence the banking sector with its reforms. Australia’s banking system is changed to a variety of measures to promote competition (Treasury, 2013). Reforms such as prohibition of mortgaged fees for home loans; this will encourage the people to avail bank loans. Credit card reforms were also made by the Australian Government to make it easier to credit cardholders to move their financial account to other financial institution. The impact of such is to will stimulate the people to invest. Depending on the situation of the country other policies such regulation of interest rates, prime lending rate and bank market operations are also influenced by the government. Having a control on this financial institution will put the Government in a better position to improve Australia’s economy. Economic factor The Government is aware that being a full time student is challenging enough to worry about money, since it has a control over the bank fees and operation all student account were free of service fees. This will encourage students to open bank accounts and use the facility of the bank without any additional fees. If economical banking is encourage then more deposits will be attracted towards the bank and in return the bank can invest to other financial sector making the economy to rise. Social Factors To adopt a social progress in the banking sector it is important to understand what stimulate people to bank such as economic development, reliable social justice and independent political system. Basically, banks were put up to provide support to those who are economically weaker section of the society and also provide financial assistance to all sectors of the economy with flexible payment terms. Nowadays, the bank provides various types of loans to professionals, working women, traders and students. Banks also have elite clients or huge companies that require a more personalized service. There are additional expenses in doing so but the bank still earns revenue because of the kind of business they bring to the bank. Technology Since the banking sectors are serviced based business, technology plays a vital role in its operation. Today, the banks are aggressively adapting to new technologies in creating new products and services. Because of innovation bankers were encouraged to change the concept of branch banking to anywhere banking. System applications were created for bankers to transact and access their account through their mobile phone. Banks also started to issue debit cards and these cards can be used to pay bills. With all of these innovations, the bank heavily devotes a huge amount of money on security to protect and continue to build confidence to its customers for them to invest more on the banking industry. Firm Level Analysis Porter’s 5 Forces in Bank Industry To help us analyze the banking industry where Westpac and Hsbc belong, an application of Porter’s five forces will be useful. According to these five forces act together to determine whether a business is attractive and profitable enough to enter. The Five forces are: 1) Threat of new forces to the market, 2) The power of suppliers, 3)The rivalry among firms, 4)The power of the customers, 5) Substitutes. An analysis before deciding to enter in an industry is vital because it will determine the success and failure of the business. By identifying if the forces are high and low we can determine if it’s favorable for the firm to enter (Dhillon, 2009) (allan, 2008). Force 1: Threats from new forces to market We can say that this force will be a low associated profit business because putting up a bank requires a huge amount of capital. The owner or every member of the top management or shareholders needs to be checked and verified. Approval of the request to put up the business requires long time (allan, 2008). Force 2: The rivalry among the firms The competition in this industry is high because most of the banks or financial institution are influence by the Government such as exchange rates and inflation rates. If the government passes a law for example an exit fees for home load to be ban. Another example is there are banks who offer free annual fee waivers and no service fees while other banks will not be able to compete because of the size of their business (allan, 2008). Force 3: The power of the suppliers These factors can also be considered under high associated profit industry because in Australia there is only one supplier and that is the Reserved Bank of Australia. These shows how controlled the banking system is. Force 4: The power of the customers The power of the customer is high in this industry because if the customer is not satisfied with the rates or service provided by the, the customer can always request to closed his/her bank account and open an account to other bank that will meet her needs. This is the reason why most of the bank now a days have 24/7 customer service to attend to their customer needs (allan, 2008). Force 5: Substitute products Customers can always invest their money to other financial institution that will suit their needs such as stocks, bonds and mutual funds. Although this institution will not be able to replace the process of cheque clearing that most of the bankers has (allan, 2008). Applying the Porters 5 Forces Model analysis provides us an idea that banking industry is unfavorable to enter since most of the forces scored high. I believe Hsbc will implement a broad based differentiation because for the past two years Hsbcs image was affected with the issues on money laundering and illegal behavior of its employees . The said incidents involved a huge amount of money and a lot of its customers lost their confidence with the world’s local bank. Currently, Hsbc is being cooperative but the impact continues to hurt Hsbcs business. The company have to cut 14000 jobs and sell some of its business that was cost by the lost of trust. With A broad based differentiation approach, Hsbc would be able to provide more attributes that is valued by the customer which is good for long term goals and a disadvantage of this is that it will take time and consistency to gain the confidence of its customers (Telegraph, 2013). One of the strengths of Westpac, is it Leads in terms of number of branches and ATMs in Australia. Applying a cost leadership strategy will be most effective because of the size and structure of the industry. In this way, it will attract more potential customers because of the convenience that it can offer to its customers by having a lot of branches. If Westpac can capitalize its competitive advantage and offer a lower rate other banks will not be able to compete. The downside of this approach is if the government will influence the bank in having fix rates, because the customer would not transfer to Westpac for the same rates (MBASKOOL, 2013). Conclusion: In conclusion, having a better understanding on the external environment and the industry level of the business can give us a clearer picture if it is attractive and favorable enough to enter in a certain industry. The theories are important as these will serve as a guide in our decision making process and what strategic choice would a company or banking industry chooses. It is vital that the strategy that the industry chooses is compatible with its capabilities and resources to increase the chances of the business to be successful. References allan. (2008, March 26). Applying Porters 5 Forces Model to Banking Inudstry . Retrieved October 10, 2013, from Wow Zone: http://awowzone.blogspot.com.au/2008/03/applying-porters-5-forces-model-to.html Dhillon, M. (2009, Aigust 15). Scribd. Retrieved October 10, 2013, from Industry Analysis: http://www.scribd.com/doc/82800029/4/PEST-Analysis-of-Banking-Industry hsbc. (2013). http://www.hsbc.com.au/1/2/. Retrieved October 10, 2013, from http://www.hsbc.com.au: http://www.hsbc.com.au/1/2/ MBASKOOL. (2013). Westpac Bankinng Group. Retrieved October 10, 2013, from MBA.skool.com: